Maryland Car Accident Attorneys
According to the National Highway Transportation Safety Administration (NHTSA)’s most recent study, motor vehicle accidents cost an average of $230 billion dollars economically every year. Despite this significant expense, most private insurance companies only end up paying around half of this amount to settle accident claims.
Insurance and Your Rights
With over $100 billion at stake on an annual basis, it is not surprising that insurance companies do everything possible to minimize their costs. This often includes reducing or outright denying claims. If you have been involved in a serious accident that resulted in injuries and heavy property damage, getting the compensation you deserve can be challenging. It is essential for you to be informed about the following:
- How vehicle insurance works
- Strategies for working through the claims process
- How to legally protect yourself and your family
Our experienced Maryland car accident attorneys at Chaikin, Sherman, Cammarata & Siegel, P.C. know the insurance industry inside and out. We will gather the evidence needed to successfully negotiate a fair settlement on your behalf. Although most cases are settled outside of court, we are fully prepared to take your claim to trial if that is what it takes to pursue justice and fair compensation.
How Insurance Works
Car insurance may seem simple at first glance, but when an accident happens, the complexity of it soon becomes apparent. The wide variety of coverage options available, the individual claims history of each driver, and the decision-making process of separate insurance adjusters all combine to make the claims process a unique experience for each person, with different results in almost every situation.
Several different types of insurance may be involved in a car accident claim, including:
- Liability insurance – Pays for any bodily injury and property damage that result from an accident in which you were at fault.
- Collision insurance – Pays for any physical damage to your own car whether or not the accident was your fault.
- Uninsured / underinsured motorist coverage – Protects you in an accident where the at-fault driver has little to no liability coverage. Underinsured motorist coverage costs little but can make a big difference in a personal injury case.
If you or a loved one has been injured in a car accident in Maryland, make sure you know what to expect from insurance companies and the claims process. Contact the experienced Maryland accident lawyers at Chaikin, Sherman, Cammarata & Siegel, P.C. today for a free initial consultation.
